Use Our SSS Contribution Calculator For Precise Results

Updated on March 01, 2025

Membership EmployedSelf-employedHousehold Employer and KasambahayVoluntary and Non-working SpouseOverseas Filipino Worker

Monthly Salary

Computation Result

Employer’s Share (Company)

Employee’s Share (Worker)

Total Monthly Contribution

What To Remember Before Using SSS Calculator?

What are the latest SSS Contribution Rates?

When you’re an SSS member, understanding the contribution rates is crucial to determine how much you and your employer need to pay each month. As of 2025, the total contribution rate is 14%, divided between you (4.5%) and your employer (8.5%).

The SSS Contribution Table outlines the specific rates for different member categories, such as Kasambahays and OFWs. To calculate your contribution, you’ll need to know your monthly salary credit (MSC). This is the basis for determining your total monthly contribution for SSS coverage.

How to Use the SSS Contribution Calculator?

To get started with the SSS contribution calculator, simply choose your membership type – whether you’re Employed, Self-Employed, or an OFW – and enter your monthly salary to get an accurate calculation of your SSS contributions.

Here’s a step-by-step guide to using the calculator:

1. Choose your membership type: Select whether you’re Employed, Self-Employed, or an OFW.
2. Enter your monthly salary: Input your monthly salary to calculate your SSS contributions.
3. Click the Calculate button: Get instant results with a single click.
4. Review the breakdown: Check the breakdown of Employers Share and Employees Share for a clear understanding of your SSS contributions.

Don’t guess your SSS payments – get the precise figures with our Contribution Calculator.

How to Accurately Calculate Our SSS Contributions?

By utilizing the SSS Contribution Calculator, you can be confident in receiving precise calculations for your monthly contributions, providing you with a transparent view of your financial obligations and benefits under the Social Security System.

As an SSS member, you can rely on the calculator to provide accurate calculations based on your specific membership type and monthly salary credit. This guarantees that you’re aware of your exact monthly contribution, which is essential for budgeting and planning.

The calculator also helps you avoid errors in contribution calculations, ensuring adherence to SSS requirements. For voluntary members, the calculator uses the Contribution Table for Voluntary members to determine your monthly contribution accurately.

With the SSS Contribution Calculator, you can have peace of mind knowing your contributions are calculated correctly.

What Factors Affects the SSS Monthly Contribution?

Your monthly SSS contribution is influenced by several key factors, which you should understand to accurately plan your payments. These factors can greatly impact the amount you need to contribute each month. Here are the key factors that affect your monthly contribution:

What are the Benefits of SSS Contribution Calculator?

You can quickly determine your monthly SSS contribution using the SSS Contribution Calculator, which streamlines the process and provides accurate results. This tool is designed to make it easy for you to plan your SSS contributions, guaranteeing you’re always on top of your payments.

With the SSS Contribution Calculator, you’ll get accurate calculations for both employers and employees, based on up-to-date Contribution Tables for different membership types. You’ll appreciate how user-friendly it’s to use, providing detailed information on SSS contributions.

What is Computation Result and Breakdown?

You’ll get a clear computation result from the SSS Contribution Calculator, breaking down the total monthly contribution into specific amounts for both your employer’s share and your own.

This breakdown helps you understand how your monthly salary credit and membership type affect your SSS contributions.

You can analyze your contribution projections and plan accordingly, ensuring you’re prepared for your financial obligations.

Contribution Analysis

The computation result of the SSS contribution calculator provides a detailed breakdown of the total monthly contribution, segregating the employer’s and employee’s shares based on the selected membership type and monthly salary. This breakdown is essential in understanding how your SSS contributions are divided between you and your employer.

Here’s what you can expect from the computation result:

1. Total monthly contribution: The total amount you need to pay for your SSS contributions.
2. Employer’s share: The amount your employer is responsible for paying, which varies based on your membership type and salary.
3. Employee’s share: The amount you need to pay as an employee, which also varies based on your membership type and salary.
4. Contribution percentage: The percentage of your salary that goes towards your SSS contributions, which differs depending on your membership type.

Contribution Projections

With your SSS contribution calculator results in hand, it’s time to examine the detailed breakdown of your monthly contributions, separating employer and employee responsibilities.

You’ll see a thorough contribution table outlining the total monthly contribution, divided into employer and employee shares.

The contribution projections show how much each party contributes, depending on the chosen membership category. This breakdown helps you understand how your monthly salary is allocated towards your SSS membership.

You’ll get a clear picture of your employer’s share and your own share, enabling you to plan your finances effectively.

The SSS contribution calculator provides a detailed contribution projections report, making it easy to comprehend your monthly SSS obligations.

How to Determine Your Monthly SSS Contribution?

By knowing your monthly salary credit (MSC), you can determine your monthly SSS contribution. Your MSC is the basis for calculating your Total Monthly Contribution (TMC). To get an accurate calculation, you can use an SSS Contribution Calculator.

Here’s how to determine your monthly contribution:

1. Know your MSC: Identify your monthly salary credit, which is the compensation you receive from your employer.
2. Check the contribution rates: Familiarize yourself with the SSS contribution rates for employees and employers.
3. Calculate your TMC: Use the SSS Contribution Calculator to determine your Total Monthly Contribution based on your MSC and contribution rates.
4. Verify your calculation: Double-check your calculation to make sure accurate and compliant SSS payments.

SSS Contribution Table Guide

You’re now ready to explore the SSS Contribution Table Guide. This guide will help you compute your monthly contributions, navigate the SSS payment schedule, and understand how contribution rates change.

These essential points will provide clarity on your SSS obligations, ensuring you’re always on top of your payments. By grasping these concepts, you’ll be better equipped to manage your finances and plan for the future.

Computing Monthly Contributions

To compute your monthly SSS contribution, you’ll first need to determine your membership type and corresponding salary bracket, which will guide you in finding the correct contribution amount in the SSS Contribution Table.

Here’s a step-by-step guide to computing your monthly contributions:

1. Identify your membership type (Employed, Self-Employed, Household Employer, Land-Based OFW, or Voluntary).
2. Determine your salary bracket, which corresponds to a specific contribution amount.
3. Refer to the SSS Contribution Table for Overseas or local members to compute the amount.
4. Calculate your monthly contributions based on the contribution shares of employers and employees.

SSS Payment Schedule

Your SSS payment schedule varies depending on your membership type, with specific deadlines applying to private employers, household employers, OFWs, self-employed individuals, voluntary members, and non-working spouses.

As a member, it’s crucial to know your payment schedule to avoid penalties and ensure continuous coverage. For household employers and Kasambahays, you’ll follow the Contribution Table for Household, which is based on your average monthly salary credit.

Voluntary and non-working spouses have their own schedules as well. Make sure to check the SSS website or consult with your employer to determine your specific payment deadlines.

Contribution Rate Changes

As you’ve grasped your payment schedule, it’s now important to understand the SSS contribution rate changes that affect your monthly payments. You need to know how these changes impact your SSS contribution, ensuring accurate calculations using the SSS Contribution Table.

Here are the key points to take into account:

1. The SSS contribution rate increased from 13% in 2022 to 14% in 2023 and 2024, and 15% in 2025.
2. The contribution rates are divided between the employer’s share (8.5%) and the employee’s share (4.5%).
3. Specific rates for Kasambahays and Overseas Filipino Workers (OFWs) are outlined in the SSS Contribution Table.
4. Understanding the changes in contribution rates is essential for accurate calculations using the SSS Contribution Table.

What are the SSS Membership Types and Rates?

Depending on your employment status, you’ll fall into one of the SSS membership types, each with its own set of contribution rates and requirements.

As an employed member, your contribution rate is 15% in 2025, split between you and your employer.

As a Household Employer or Kasambahay, you have specific contribution rates set by the SSS.

If you’re an Overseas Filipino Worker (OFW), your contribution is based on your salary bracket.

Voluntary members and Non-Working Spouses have their own rates and eligibility requirements.

Use the SSS contribution calculator to determine your exact contribution amount based on your membership type.

How to Simplify SSS Contributions?

You’ll need to understand the SSS rates, eligibility, and coverage to accurately calculate your contributions.

Next, you’ll follow the contribution computation steps to determine your monthly payment.

Understanding SSS Rates

Understanding the current rates of SSS contributions is essential for simplifying the process. The rates have increased from 13% in 2022 to 14% in 2023 and 2024, and increased to 15% in 2025. To accurately calculate your SSS contributions, you need to know how the rates are broken down.

Here are the key points to keep in mind:

1. The total contribution rate is 14%, consisting of 8.5% from your employer and 4.5% from you.
2. Your Monthly Salary Credit (MSC) determines how much you and your employer contribute.
3. Specific rates apply to different categories, such as Kasambahays and OFWs.
4. Understanding the breakdown of employer and employee shares is essential for accurate SSS contribution calculations.

Eligibility and Coverage

As you’ve grasped the current SSS contribution rates, it’s time to explore who’s eligible for coverage and how it simplifies your SSS contributions. The Social Security System (SSS) covers a range of individuals, including private employees, household helpers, self-employed individuals, employees of foreign governments, and Overseas Filipino Workers (OFWs).

Eligible Members	Description
Private Employees	Employed by private companies in the Philippines
Household Helpers	Kasambahay, caregivers, or domestic workers
Self-Employed	Freelancers, entrepreneurs, or solo proprietors
Foreign Gov’t Employees	Filipinos working for foreign governments in the Philippines

Membership in SSS is lifelong, and contributions made are non-withdrawable. This mandatory contribution secures you’re eligible for various benefits, such as sickness, maternity, disability, and retirement assistance.

Contribution Computation Steps

To simplify your SSS contributions, start by determining your membership type, which will guide you through the step-by-step computation process. This will help you understand how to compute your Monthly SSS contributions accurately.

Here’s a step-by-step guide to compute your SSS contributions:

1. Determine your membership type: Identify whether you’re an Employed, Self-Employed, Household Employer, Land-Based OFW, or Voluntary/Non-Working Spouse member.
2. Enter your Monthly Salary: Input your salary to calculate the SSS contribution for both the employer and employee shares.
3. Follow the contribution breakdown: Understand the step-by-step computation process to get an accurate contribution breakdown.
4. Use the SSS Contribution Calculator: Utilize the calculator to get precise results based on the current contribution tables.

You’ve finally cracked the code on SSS contributions! With the calculator, you’ve got a clear picture of your monthly dues. No more guessing games or sleepless nights wondering if you’re paying too much or too little.

You’re now in the driver’s seat, in control of your finances. And remember, ‘a penny saved is a penny earned’ – so take a deep breath, relax, and let the calculator do the heavy lifting for you.

Ensure you’re paying the right premiums – use our SSS Contribution Calculator.